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ZIP

https://zip.co/nz/wp-content/uploads/2019/10/ZIP-J004058-Zip-Generic-Banner-1880x200px.png

ZIP Available Now (formerly PartPay)

Shop online with ZIP at RC Hobbies and get 6 weeks to pay with no interest or fees on purchases between $100 - $1,000.

Simply select Zip as your payment method at checkout, sign up or sign in, and pay only 25% today but get your goods shipped straight away. You then pay the rest over 3 fortnightly payments automatically charged to your linked card.

Apply online now at zip.co/nz or see our Frequently Asked Questions below.

How does Zip work?

Zip allows you to make purchases and take your goods straight away by paying 25% upfront with the rest charged over three fortnightly interest-free payments.

How much credit can I get with Zip?

If you pass Zip’s minimum credit criteria you will be allocated a spend limit between $100 - $1,000 subject to an individualised credit assessment.

How do I sign up to shop with Zip?

You need to apply online at zip.co/nz so will need mobile data or Wi-Fi. The sign-up process takes 2-3 minutes and you need to be 18 years or older and have a NZ debit or credit card.

What if I don't have a NZ Driver License or get an ID failed message when applying?

Zip needs to identify you. You can get manually ID verified as part of the signup or checkout process with other forms of ID (this process can take up to 24 hours) so just follow the prompts.

Are there any hidden fees?

There are no fees and interest costs to shop with Zip if you make your payments on time. If you miss a payment you will be charged an $8 default fee per week it is late (capped at $40 total late fees per purchase).

Why did I get declined?

Zip performs a credit check as part of its application process. RC Hobbies does not have any influence on Zip’s credit criteria. If you have questions around your application you will need to contact Zip via zip.co/nz

Why cant I shop with Zip again straight away?

If you are a new Zip customer, you will need to wait until your 2nd installment has been paid (2 weeks after purchase) before you can shop with Zip again.

Is there a minimum spend amount to shop with Zip?

There is a minimum spend of $100 to shop with Zip at RC Hobbies

Do I need the whole amount of the purchase on my card?

No, you only need 25% of your purchase on your nominated card which is charged at checkout.

Is there anything I can’t purchase using Zip?

Zip can’t be used to purchase Special Order items, or make Part Payments on any LayBuy arrangements via our store.

Can I make an early payment?

Sure. Just log on to your Zip customer account at zip.co/nz or using the mobile app and follow the instructions.

Will you remind me about my instalments?

Yes, Zip will email you the day before they take the installment payment, but it is still down to you to ensure there are sufficient funds to take each installment payment.

What If I want to return an Item which I have purchased?

RC Hobbies will accept returns for an exchange or store credit. We do not offer refunds when using ZIP. You will need to continue to pay your remaining ZIP instalments, and if you return an item, you will have a store credit or you are able to swap the item for something else of equal value. Our standard return conditions apply (new condition- unopened box etc).

Returns are at the discretion of RC Hobbies and must be agreed prior.

More information including ZIP's full terms and conditions can be found by visiting zip.co/nz